How To Increase GTBank Transfer Limit on GTB Mobile App 

Want to learn how to increase the GTBank transfer limit? Read this piece with me!

Gone are the days when one has to visit the bank to make cash deposits, either to save into one’s personal account or make payment to someone else’s account. 

Technology has made life much easier for us, such that we can make transfers into anybody’s account from the comfort of our rooms regardless of the recipient’s bank or location of the recipient.

The great news is that GTBank is not lagging in this whole development. In fact, they are so reasonable that they made two means available for the transfer thing – via USSD and via the GTB mobile app.

So, it will not really matter what kind of phone you use; whether you use an android or not. Or if you have access to the internet or not, either way, there is something for you.

However, there is a bad side to this in that there is a limit to the amount you can transfer in a day depending on the type of account you run with the bank – savings or current account. 

Therefore, this brings GTBank customers to wonder if there is a remedy for this great flaw. I am thrilled to let you know that there is, and I will show you here just how to increase the GTBank transfer limit on the mobile app.

For the benefit of those who do not know,

What is The Transfer Limit for GTBank Mobile App?

I think it is important to know the transfer limit for GTBank. This is because knowing beforehand will save you from future disappointments, especially if you are a businessperson.

The transfer limit for GTBank is not the same for both USSD and Mobile banking. 

While GTBank borders the transfer limit of the 737 code at 200,000 Naira maximum daily. It is five million Naira for a current account and two million Naira for a savings account when you use the mobile app as of this moment.

However, it is possible that you are unable to transfer up to these limits daily. If this is the case, it should not dampen your spirit, because there is a way to increase your daily transfer limit if you follow this page to the end.

How To Increase GTBank Transfer Limit On The Mobile App

How to increase gtbank transfer limit

To increase your transfer limit on the GTB mobile app, you must have had the app and been using it prior to this time. 

Otherwise, ‌download the app from your play store if you use an Android or iOS store if you use an iPhone.

Sign up for mobile banking on the app when you might have opened the app, this is quite a painless procedure because the app is user-friendly.

Given that, there are two ways to increase your transfer limit on the mobile app:

  • By Getting A Hardware Token

Only GTBank is authorized to issue you a GTB token, as you rightly know. Hence, the first step to getting the token is visiting the nearest GTBank branch to you.

When you get there, go to the customer service unit to place a request for a hardware token and they will grant your request accordingly. 

You don’t have to worry about how to use it, because they will put you through the entire process of getting familiar with the tool.

A hardware token is a more preferable option in that it is highly reliable and guarded. Such a powerful tool you can get with little hassle, right? Yes!

  • By Getting It Done Manually At The Bank

Just as this implies, you will have to visit the bank to get this done. Also, for this, you will get your business done at the customer service unit of the bank. 

First‌, ask for the amount the bank has set as your daily transfer limit because you will need it later. 

Afterward, request an increase in your daily transfer limit. When you have done this, they will issue a form to you in response to the request you placed.

Ensure you fill the form with the right details before you return it to the customer service rep who attends to you.

The amount they gave you when you asked for the bank’s limit is what you will fill in this form. Do you remember I said you would need it later? Great!

Your request will be processed as soon as you submit the form. Although, it takes up to three days for it to be completed sometimes.

Remember: Exploring any of the options on how to increase the GTbank transfer limit does not rule out the fact that the bank’s transfer limit cannot be exceeded.


Here we are at the end of this little adventure. I trust that you have learned how to increase the GTBank transfer limit in two easy ways. 

However, it is quite disappointing that after promising ease and comfort when you vote for mobile banking, you still have to visit the bank to increase your daily transfer limits. 

Although, a day of discomfort to get that fixed fix is much better than having to queue at the bank anytime you have to transfer a lump sum. Or even getting stranded when banks do not operate.

I wish you a tremendous banking experience!


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