UBA Loan Code: How Do I Access My UBA Loan In Nigeria?

With the availability of the UBA Loan Code, for the benefit of its customers, with flexible, and stress-free repayment plans, United Bank for Africa has made it easy for individuals to apply for personal and business loans.

This will surely change the narrative for anyone who has projects that are yet to be completed or finalized due to the paucity of funds.

The different ‌loans available for customers, requirements, and repayment plans are detailed in this post.

How Do I Access My UBA Loan In Nigeria?

United Bank for Africa has the best interests of its customers at heart and it is evident in all the innovative ideas being put in place by the institution.

Applying for a loan has also been made easy by the bank as you could do it online and through the UBA Loan Code instead of visiting the bank.

It is usually done through the UBA Integrated Credit Express (ICE) which enables you to;

  • Check eligibility
  • Apply for Loans
  • Track Application Status
  • Calculate Monthly Repayments

You should also note that you do not need to upgrade your account before you are eligible for a loan. To Apply, all you need to do is to click this link.

Types of UBA Loan

United Bank for Africa has loans that suit every one of different age groups, and cover all aspects of our life, and things we need often. They include;

  • Click Credit
  • UBA Personal Loan
  • Insurance Premium Financing
  • Asset Finance Loan
  • Senior Citizens Loan

You might also want to read all about UBA loans.

Which Loan Can I Access Through the UBA Loan Code?

UBA Loan For Self-Employed

As stated earlier, there are different types of loans that are available to UBA customers. But, the loan type you can access with a code is called Click Credit.

The bank designed the loan for salary earners and doesn’t require paperwork or unnecessary stress to complete this process. You can get up to a million in minutes with no hidden charges.


  • Borrow up to NGN1 million
  • Payback easily over 12 months
  • Low-interest rate of 2.5% monthly
  • Get your loan in a minute

How Do I Apply?

  • Just dial the UBA Loan Code *919*28#
  • Click Credit is also available on all UBA digital platforms (Leo, UBA Internet Banking, and Mobile Banking)

Also see how to get loan from UBA bank using USSD code

For all loan types, unless stated otherwise by the institution, the required documents are valid Nigerian ID (Driver’s license, International passport, NIMC, Voters Card, and functional UBA account.


Why waste your time drooling over how you will fund or complete the project and completed when United Bank for Africa has made it easy for you? 

No one loves stress, and UBA knows that perfectly. Therefore, they have provided multiple ways that include the UBA Loan Code and online application to relieve you.

Apply for a loan today & watch every good thing come your way.

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