To open a GTBank account online is information not everyone has access to as much as it should be.
If you have been looking for a way to open GTBank account online, then this article is the best option for you.
There are ways explained in this guide on how to open a GTBank account online from the convenience of your home, they include;
- Bank accounts
- The requirement to open a GTBank account in Nigeria
- How to open a GTBank account without bvn
- Disadvantages of Opening Gtb Account Online without BVN
Bank Accounts
In Nigeria, the advent of financial institutions has made it easier for everyone when it comes to handling and keeping money. Everyday financial transactions become safer between bank customers daily through the establishment of bank accounts issued to various customers.
Each bank customer needs to open an account with GTBank to become an account holder and have access to all banking functions.
There are different types of accounts you can open with GTBank, the most common ones are Saving accounts and Current accounts.
Savings Account
With a savings account, you can deposit and withdraw money but there are limits to these transactions. There are interests that are given to you by the bank base on the balance in the account
Current Account
This allows you to deposit money into your account to carry out business transactions with third parties without any limit. A current account is suitable for daily business activities
Other types of accounts you can open with GTBank are smart kids save, GTMAX, etc.
Requirements to Open a Gtbank Account in Nigeria
Each type of account has different requirements when opening, but to open a bank account with GTBank in Nigeria, the basic things you will need are:
- Completed account opening form
- A valid ID e.g National ID, international passport, Driver’s license, Voter’s card, etc.
- Passport photographs
- Utility bill
- 2 completed reference forms (Current account)
- Bank Verification Number (BVN)
How To Open GTBank Account Without BVN
Bank Verification Number (BVN) is vital information in Nigeria, required by banks as the validity of your person.
Do not worry too much, GTBank has made it possible for those with BVN to open an account through:
- USSD code
- Gtbank Mobile App
USSD Code
Opening a GTBank without BVN through the USSD code is easy and very simple to complete.
Steps –
- Dial *737*0# which will bring out a prompt with three options
- Select open mobile wallet
- Input your details (name, date of birth, gender, etc)
- Select Proceed with account opening
After completing the process, GTBank will send your account number to you through SMS.
Gtbank Mobile App
To get started:
- Download Gtbank mobile app from the Playstore or Apple Store, and open the app after installing it.
- Sign in with your username and ID
- Click on account opening
- You see two options (with documents and Without documents)
You can also ask customer care how to go about it through the gtbank whatsapp From there, you can open a GTBank account online without BVN.
Disadvantages of Opening Gtb Account Online without BVN
All GTBank accounts opened online without BVN are restricted from making transfers of funds. The account can only receive money deposits but won’t be able to withdraw.
Also, there is a limit of a #50,000 single deposit and a #300,000 maximum balance.
Frequent Questions Asked
Can I open an account without BVN?
Answer – Yes, as has been explained in this article.
How can I open a GTBank account on my phone?
Answer – Dial *737*0#
Can I receive money without BVN?
Answer – Yes, you can receive money
Conclusion
Banks have helped all their customers to safeguard their money and bring about ease in daily transactions.
Through the usage of the USSD code and the Gtbank mobile app, you can open a GTBank account online without BVN.
Note – The bank accounts created are prevented from making withdraws, but can be upgraded once you submit your BVN number.
