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How To Borrow Money From GTBank

How to borrow money from Gtbank is a typical question every bank customer and user must have either full or partial knowledge about. 

Sometimes getting advance money comes in handy in emergency situations. The need to settle an urgent bill, acquire a much-needed property, etc. are part of the reasons to borrow. 

Getting a loan sometimes might be the last resort but you need to have adequate information on how to go about it. 

This article will take you through the various ways how to borrow a loan from GTBank. Which are:

  1. Through USSD code
  2. Through internet banking
  3. Through Gtbank mobile application
  4. By visiting any GTBank


5 Options To Borrow Money from Gtbank

When it comes to the question of how can I borrow money from GTBank? it is worthy of note that there are different ways it can be done.

Gtbank has put in place various ways to help her customers borrow money easily from the comfort of their homes. 

These ways also make it possible for customers to get credited quickly to help out in dire situations. 

The following are the ways how to loan money from GTBank: 

  1. Through USSD Code

This is by far the easiest and the most comfortable way you can go through to get an instant credit loan from GTBank. All you need to do is dial *737*51*51# on the phone number linked to your GTBank account and follow the prompt instructions to enter the amount you wish to borrow. Then you enter your GTBank pin to complete the transaction and you will be credited instantly.


  1. Through Internet Banking

The advent of the internet has made almost everything easy and accessible to everyone. Gtbank as a final institution has made provision for its customers to use internet banking to borrow money. 

Procedures – 

  • Log in to the internet banking with your username and password
  • Select quick loan or quick credit > New request
  • Choose the GTBank account to receive the money
  • Check the eligibility status 
  • Select the amount to borrow
  • Agree to the terms and conditions
  • Provide an answer to your secret question
  • Input your GTBank pin
  • Then click on submit

Note – You must have registered on the GTBank internet banking before you can be allowed to use it.


  1. Through Gtb Mobile App

The GTBank mobile app is created to perform various bank-related functions of which requesting a loan is a part. The mobile app has brought convenience to customers all over the world. 

To use GTBank mobile app, below are steps to follow.

  • Open your Gtbank mobile and sign in 
  • Click apply for loans 
  • Select quick credit
  • Complete the loan form
  • Select submit 

Note – You can download the GTBank mobile app on Playstore. 


  1. Visit any Gtbank Branch

If you have no access to the previously listed ways on how to borrow money from GTBank, then this option is for you. You can simply walk into any GTBank branch near you to request for a quick credit. 


Frequently Asked Questions

  • What is the minimum or maximum amount to borrow from GTBank?

The minimum amount you can borrow is #5000, and the maximum is 5 Million for salary earners and N500,000 for non-salary earners.

  • What is the age eligibility for borrowing money from GTBank?

You must not be less than 18 years as at when you are applying for the loan and should not be older than 59 years at the loan maturity date.

  • What is the maximum duration for GTBank loan repayment?

The maximum loan duration is 6 – 12 months

  • How long will it take to receive the money?

You will receive the loaned money within 5 minutes of requesting it. 

  • What questions will I provide answers to while applying for GTBank loan?

There is a form that requires you to fill in your biodata, the account to be credited, your preferred loan duration, etc. 


Gtbank offers the most accessible ways how to let their customers borrow money.

This article has explained in detail ways how to borrow money from GTBank, which includes using USSD code, mobile app, internet banking and also visiting any branch closest to you. 

Getting the loan is as important as keeping it safe, which might be undermined by the misplacement of your atm card. You also need to know how to block GTBank atm card.

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