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How to Check Zenith Bank Account Balance

Would you like to know how to check zenith bank account balance? This post will explain the different ways in checking your zenith bank account balance.

Owning a Bank Account is more than the usual savings and withdrawal that we all engage in regularly because it involves the smaller details we do take for granted.

The smaller details include knowledge of multiple ways of getting to know your account balance, movement of funds, payment of bills, airtime purchase, account opening, and statement of account.

In Nigeria, one bank that are being patronized by the citizens is Zenith Bank, and the different ways provided by the institution to check the number of funds left in your account have being compiled for your reading.

How to Check Zenith Bank Account Balance

How to Check Zenith Bank Account Balance

  1. Checking via USSD

Checking your account balance via the USSD code created by Zenith Bank is one that can be done at any time, anywhere, and at any place.

Using this code doesn’t need you to be connected to the internet, and can be done on any kind of phone, and by anyone who has an active individual account except ZECA and Premium (Gold and Platinum) account with Zenith Bank.

Stories apart, the code being talked about is the famed *966# which is also known as EAZYBANKING, and it serves other purposes apart from checking the account balance.

Other purposes being served include airtime purchase, checking of your account number, and so on.

Below are the steps to take when trying to get first-hand info on the amount left in your account after your transactions;

  • Dial *966*00#
  • The short code must be sent using the number linked to your account.
  • For first time service, it will prompt you to register by entering the last 4 digits of your Debit Card (MasterCard or Visa)
  • Create 4 digit PIN
  • Confirm PIN
  • You will see a message “Retrieving balance. You will receive an SMS shortly”
  • Then, the customer gets an SMS with balances on his account.
  1. Checking via Mobile App

Checking your account number through the Zenith Bank Mobile App is not a hard task to undergo.

All you need to do is to go to your phone app store, search and download the app, fill in your details as required, and wait for confirmation.

Once the details have been validated, sign in and the balance will be displayed on the dashboard.

  1. Checking via Internet Banking

In its usual way of making things convenient for its numerous customers, Zenith Bank has an option of checking your account balance through the Internet.

You will need to log on to their website, input your User ID, and password, and sign in to your Internet Banking account.

Once the step has been processed and confirmed, your balance will be shown to you on the Internet Banking dashboard.

If you are not an Internet Banking account holder, you can register by doing what is outlined below;

  • Download and print the Application form – PDF Document.
  • Complete the form with your details.
  • Submit the form to any of our branches nearest to you.

After submission, and within 48 hours, they will send a sealed pack containing your login details (Customer Account Number and Password) to you through your relationship officer. If you want to collect the pouch yourself, please go to the branch where you submitted the form.

  1. Checking via WhatsApp

Chatting with customer care agents on WhatsApp is another way to check your zenith account balance.

On Zenith Bank WhatsApp account, you can check your balance by chatting with an agent.

The number to be saved and added is +2347040004422, with the number linked to your bank account.

It is a quick way to get your requests and complaints attended to in an instant.

  1. Checking via Customer Service

How about listening to someone read your account balance out to you? An option that differs from those listed earlier is the “call the customer care” option.

You only need to call the numbers provided by Zenith Bank for this purpose. Also, select your desired language and wait for the agent to pick up. Thereafter, you can drop whatever details they request from you.

Once you do that, the zenith bank representative will read out your account balance in less than a minute.

The numbers being used by Zenith Bank are 09040457000, +23412787000, and 0700ZENITHBANK.

  1. Checking via LiveChat

This option requires visiting the official Zenith Bank website via, and clicking on the image of an agent with a headset on.

Immediately, they will attend to your request, complaints, or inquiries. 

You can also check how to buy airtime from zenith bank.


Certainly, there are over one way on how to check your Zenith Bank account balance. Therefore, checking your account balance shouldn’t be a hard thing anymore.

I compiled the contents of this post to help Zenith Bank account holders know more about checking your account balance.

Henceforth, you do not have to wait for a debit or credit alert to come in before knowing what you have left in your account.

The alert won’t tell the entire story as the bank might have deducted some charges from the account unknowingly.

Above all, I hope you learnt a lot from this post.

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