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How To Activate USSD Code For Zenith Bank

You can easily learn how to activate USSD code for Zenith Bank for easy and fast banking transactions in this post.

A banking transaction with the Unstructured Supplementary Service Data (USSD) code is the fastest means of self-service banking around.

It is the simplest available option for people in remote areas, people that can not easily operate their mobile app or the internet banking system, and people without internet access. 

All you have to do is just dial the unique code special to your bank to make different transactions easily.

Zenith Bank, like every other bank, has USSD codes for different monetary transactions. 

In order to gain access to these USSD codes, there are certain requirements to meet for its easy activation. 

Requirements To Sign Up For Zenith Bank USSD Code

Here’s a list of the requirements needed to activate your Zenith Bank USSD Code:

  • You must have a Zenith Bank account

  • Your phone number has to be linked to your Zenith Bank account

  • A mobile phone for the transaction

  • A Zenith Bank ATM card

How To Activate USSD Code For Zenith Bank

How To Activate USSD Code For Zenith Bank

After meeting all the requirements necessary to register for the Zenith Bank USSD code, you can proceed to activate the code this way:

  1. Dial *966# on your mobile phone with the phone number registered with your Zenith Bank account

  2. Input the last 6 digits on your ATM Card

  3. Your account number will be displayed, check if there is no mistake 

  4. Input a 4 digit number of your choice to be registered as your PIN

  5. Click on “send” or submit as displayed on your phone

Different Banking Transactions You Can Perform With Your Zenith Bank USSD Code

The Zenith Bank *966*911# Account Control Code

Zenith Bank is the first bank to launch its Unstructured Supplementary Service Data (USSD) account control code. 

This code works to put an end to unauthorized transactions on your account and also protect your funds in cases where there is a compromise in your mobile phone or Atm card. 

The *966*911# account control code is also a form of flagship code that enhances your account security. 

How To Create PIN For Zenith Bank USSD Transactions

You need to create a PIN to use the Zenith Bank USSD code for transactions. Follow these steps to create your PIN:

  1. Dial *966*00# on your mobile phone with the mobile number linked to your Zenith Account

  2.  The prompt will be to enter the last 4 digits of your Verve or MasterCard

  3. The next page will display your account number where you create the 4 digit PIN

  4. You confirm the 4 digits’ PIN

  5. Then, you will receive a message that says “Retrieving Your Balance” 

  6. Finally, you will get an SMS with the balance on your account.

How To Change Zenith Bank Password and PIN Reset

To change or reset Zenith Bank password and pin, simply:

  • Dial *966*60# on your mobile phone with the mobile number linked to your account

  • Follow the on-screen prompts carefully and you have it there.

How To Retrieve Card PIN

To retrieve your card, PIN with Zenith Bank, simply:

  • Dial *966*60# on your mobile phone

  • Select option 4

  • Follow the prompts to complete the process 

What Is The Transfer Code For Zenith Bank

The transfer process for Zenith Bank is quite easy. 

You can easily transfer money by dialing *966*Amount*Account Number# from the phone number linked to your Zenith Bank Account.

Then, follow the on-screen prompts to complete the process. 

For example, *966*5000*1234567891# if you want to transfer five thousand Naira to the account number 1234567891.

How To Buy Airtime From Zenith Bank Using USSD Code

To buy a recharge card for yourself via the Zenith Bank USSD code, simply dial *966*Amount# on your mobile phone with the mobile number registered on your Zenith Bank account. 

For example, *966*1000#.

You can also purchase a recharge card for your loved ones via the Zenith Bank USSD Code. Simply dial *966*Amount*Mobile Number# on your phone. 

For example, *966*1000*0801234567#.

USSD Account Balance Check

To check your account balance with the Zenith Bank code, you can simply dial *966*00# on your mobile phone with your registered phone number. 

Then, follow the on-screen prompts to complete the transaction.

USSD Account Opening

You can become a Zenith Bank customer by opening an account via the USSD code. Simply dial *966*0# on your mobile phone and follow the on-screen prompts.

An account number will automatically be created for you and sent through an SMS. You can then visit a Zenith Bank Branch nearest to you to update your details and submit other documents.

USSD Account Blocking

To put a stop to further transactions on your Zenith Bank account, simply: 

  • Dial *966*911# from your mobile phone

  • Input your account number

  • Input your alert mobile number

  • Click on “1” to continue

Your account will be blocked afterward. You can visit any Zenith Bank branch around you to unblock your account.

Final Thoughts

Banking with a USSD code is the easiest form of banking transaction, which is why it is essential to know how to activate USSD Code for your Zenith Bank account.


This article presents countless transactions you can make on your Zenith account when you activate the USSD code. Read and experience the pleasure of easy and fast banking.

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