All Banking, Business, Making Money, Celeb Net worth & Tech

How to Transfer Money from First Bank without ATM Card.

If you don’t have an ATM card but would like to transfer money from your FirstBank account to another account or a friend’s account, all you need is a mobile phone with an Internet connection. So if you forget your ATM card and you need cash or you need to transfer to your loved ones, you can now withdraw or transfer without your debit card. This means is safer and more secure, it also saves you the fear of losing your card to the wrong hands. 

To know how to transfer money from the First bank without an ATM card, read this article carefully and learn how to get it done conveniently.

 Transfer Money Through Firstbank USSD Transfer Code

If you’re using a smartphone, then you can perform a transfer by using the USSD code for your bank account. These codes allow you to transfer money without an internet connection. Even if you have a Nokia touch, you can use this code for transferring money from your first bank account to your other bank account.  The *894# USSD service makes banking services available for 24 hours and can be used across all GSM networks on any phone or mobile device. This service requires no internet service connection and can be used in remote locations across Nigeria.  You can also use this code to check the balance of your account or purchase airtime. 

To transfer money to another account, simply *894*Amount*Account Number# then select the beneficiary bank and confirm the amount, beneficiary name, and enter your five-digit PIN.

For Airtime recharge for yourself, simply dial *894*Amount#. 

To recharge for others, dial *894*Amount*Phone Number# and enter your five-digit PIN. Note that the Firstbank USSD code service can only be used on the phone number that is linked with your account.

Also see how to start a POS business with first bank

Transfer Through the First Bank Mobile Application

Another way to transfer money from FirstBank without an ATM card is through their mobile app. The app allows customers to use their FirstBank debit card to make transfers up to N100,000. It can also be used to recharge friends’ phones using your FirstBank account. To activate the service, simply dial *894*0#. Once activated, FirstBank customers can make transfers to other banks in Nigeria, purchase airtime for their families, and manage their finances from their phones. You can reset your PIN by simply dialing *894*0#.


Transfer Through the First Bank Cardless Cash.

Another way to withdraw cash without a debit card is through the First Bank cardless cash option. To use this service, simply receive a unique code via SMS. When you use this code at an eligible First Bank ATM, you’ll be required to authenticate the transaction with a PIN. To make a cash withdrawal with the cardless option, you’ll need to generate a 4-digit one-time PIN. Once you have this code, simply take it to your nearest First Bank Cardless enabled ATM and enter it.

How to Register First Bank Transfer Code without ATM Card

To register the First bank transfer code without your ATM card, all you need to do is dial *894# on your mobile phone and activate this service in three simple steps:

  • Dial *894*0#
  •  Enter a four-digit Personal Identification Number (PIN) that is linked to your First bank debit card
  • Then you should create a five-digit PIN.

After this, you have activated your USSD transfer code. You can now carry out banking transactions on the go irrespective of your location or time as there is no worry about internet connectivity, ATM card, and a token device. You can also learn about how to block Firstbank ATM cards in case of any fraud conducted on your account.



Cardless withdrawals or transfers from your FirstBank account are safe. You don’t need to worry about losing your debit card. By using the cardless service, you can withdraw money without having to insert your card into the ATM. First Bank offers cardless ATM withdrawals to customers, which makes it safer than ever. If you’d like to learn more, you can visit the First Bank’s website to learn more.


Leave a comment

Your email address will not be published. Required fields are marked *