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How to use Uba Mobile Banking App

How to use a Uba banking app is not a mystery that can’t be solved with the proper information. 

Do you know that you do not need a lot of technical knowledge to operate the Uba mobile banking app?

This article provides you with the basic knowledge on how to use Uba mobile banking app. 


UBA Mobile Banking App

Mobile banking involves the usage of internet-based electronic devices like phones, laptops, etc. to perform banking activities. 

The advent of mobile banking has helped financial institutions to bring the bank closer to the customers.

United Bank for Africa (UBA) has embraced the usage of mobile banking by creating Uba Mobile Banking App. The creation of this app has helped both the bank and the customers in performing their banking functions. 


Benefits of the UBA Mobile Banking App

There are various benefits of the UBA mobile banking app that the customers can never be overemphasized: 

24hours Banking

Mobile banking allows the customers to operate and perform banking activities like transfer of funds, bills payment, etc anytime at the convenience of their homes. 


UBA mobile banking app provides adequate security for customers over their assets. Unlike when you have to carry cash around to make transactions. 


The UBA banking app gives customers total control over their accounts. Each account holder will have total access to their account anytime. Each customer can perform the banking function at will. 

Diverse Options

The UBA bank app allows customers to request checkbooks, statements of accounts, etc from the comfort of their homes and have them delivered to their various emails. 


How To Use UBA Mobile Banking App

The Uba mobile app does not require you to have a deep understanding of technology. 

To use the Uba Mobile App, follow the steps:

  • Download the Uba Mobile Bank from the play store or apple store.
  • Install the app and launch it 
  • Sign in by using your username and password
  • Switch on your internet connection

Once you have inserted your valid username and ID, you will be able to log in and have access to the wide range of functions on the app. Click on the one you need. 


Note – To be able to use the UBA mobile banking app, you need to have registered on internet banking to be able to get your user ID. 


How To Register on the UBA Mobile App 

To register on the UBA mobile app, follow the below step:

  • Get the app on the play store and install it on your mobile phone 
  • Once you launch the app you will be asked to register
  • Select your country, Nigeria from the list 
  • Select your registration option ( bank debit card, then use your bank account, secure your pass and branch activation code) 
  • Click on proceed to complete the registration. 

You will need to select either OTP or Token to complete and validate your transactions. 

Frequently Asked Questions

Will I still be able to sign in if I change my phone?

Answer – Yes, all you need to do is download the UBA mobile banking app on your new device and sign in.

How do I get back my password if I misplace it?

Answer – If you forget your password, the app will prompt you to reset your password. You can also use the having trouble entering the App? Tab on the log-in screen.

Can request my statement of account through the app?

Answer – Yes, you can request your statement of account and checkbook through the UBA mobile app.

What is the difference between mobile banking and online banking?

Answer – Mobile banking is done using electronic devices like phones, tablets, etc. While online banking can be carryout from an electronic device that can use the internet. (This does not require the user to download the app)

What are the disadvantages of mobile banking?

Answer –  One of the major disadvantages of using the mobile banking app is that you need an active internet connection to perform your banking functions. 



The introduction of the UBA mobile banking has no doubt brought improvement to the bank in performing its functions. At the same time make transactions like fund transfer, bill payment, etc easier for customers.

You need to download the UBA mobile app, register, and log in before you can have access to the various functions that come with it such as knowing about UBA loans for self-employed


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