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How to Open Zenith Bank Account in Nigeria

How to open a zenith bank account is a question many people lack adequate answers to. Opening a Zenith bank account is not a difficult task and can be done by any person. 

This article under the following guide will explain in detail how to open a Zenith bank account.

  • Zenith Bank Account
  • Types of Bank Accounts
  • Zenith Bank Account Opening Requirements in Nigeria 
  • How to Open Zenith Bank Account


Zenith Bank Account

A bank account is opened with a financial institution for handling everyday financial activities. The opened account allows for deposit, withdrawal, transfer of funds, receiving a salary, paying bills, etc.  

Zenith bank like other financial institutions offers this service and more to interested customers. 

Having a bank account in Nigeria comes with various benefits such as:

  • A bank account guarantees the safety of your money 
  • A bank account makes it easier for salary earners to receive their monthly payments directly from their employer. 
  • It allows for the usage of MasterCard to pay for transactions anywhere and to prevent carrying of plenty money around.
  • You can request for checkbook
  • Having an account allows you to use payment apps, etc

Types of Bank Accounts

There are different types of accounts you open with zenith bank based on your need and choice. Zenith bank offers accounts like:

  • Savings Account
  • Salary Account
  • Domiciliary Account


Savings Account

Zenith bank offers savings account for those with the goal of saving either towards a project or to start up a business. This type of account interest rate can be weekly, monthly, or yearly. 

Salary Account

Zenith’s bank salary account is sorely created to serve the salary earners. Some of the benefits of opening a salary account are salary advance, instant payment, etc.

Domiciliary Account

With zenith bank’s domiciliary accounts, you have the freedom to perform your foreign transactions wherever you may be. 

How to Open Zenith Bank Account

Opening a Zenith bank account is what you can do from the comfort of your home. Zenith bank has put in place easier ways of opening an account with zenith bank. 

The following are how you can open a zenith bank account:

  • Through USSD Code
  • Through Online Mobile Banking 
  • Visit any Zenith Bank Branch

Through USSD Code

The usage of the USSD code to open a zenith bank account is one of the easiest ways. All you need is your mobile phone, not necessarily one that uses the internet.

Dial *966*0# from your mobile phone and an account number will be generated instantly and sent to you via SMS follow the pop-up prompts to complete the opening of your zenith bank account.


Through Online Mobile Banking 

This is another way introduced by zenith bank to help interested customers open an account with them. This can be done wherever you are, with having a smartphone with an internet connection as all you need.

To perform this task, follow the procedures below:

  • Log on to
  • Click on Open Account
  • Enter your mobile number and email address, then select if you have Bank Verification Number (BVN) or not
  • Fill in your information such as your name, address, phone number, date of birth, etc
  • Agree to the terms and conditions
  • Then click on submit to complete your account opening process.

You can also download the account form, fill it and submit it online to complete your account opening. 

Note – You need to register on the zenith bank mobile banking to be able to log in. 

Visit any Zenith Bank Branch

You can also open a zenith bank account by going to the nearest zenith bank branch near you. Approach the customer service desk and request to open an account. 

You will be given an account form to fill but remember to go with all the requirements which are to be submitted. 

Zenith Bank Account Opening Requirements in Nigeria 

To open a zenith bank account in Nigeria, there are some requirements that you need to provide. These requirements are:

  • An account opening form 
  • Means of identification such as Driver’s License, International Passport,
    National Identity Card or Voter’s Card
  • Utility bills like electricity bills, water bills, etc
  • Two passport photographs


Frequently Asked Questions

How much do I need to open a Zenith Bank account in Nigeria?

Answer – Zenith bank does not charge any fee for new customers opening an account. There are also zero accounts. 

Can I open a Zenith Bank account without BVN?

Answer – Yes, you can open a zenith bank account with or without BVN

How can I open an account without BVN?

Answer – Dial *996*0# from your mobile phone

Can I open a zenith bank account online without going to the bank?

Answer – Yes, you can open it from wherever you are without going to the bank

Does Zenith Bank give instant ATM cards?

Answer – Zenith bank offers an instant collection of ATM cards in any of their branches.


Final Note

Zenith bank offers various accounts to help handle all your financial transactions ranging from savings accounts, salary accounts, domiciliary accounts, etc. 

You can’t open a zenith bank account without providing requirements like a filled account form, a valid means of identification, a utility bill, and passport photographs. 

If you do not want to go to any zenith bank branch to open an account, you do so through USSD code and mobile banking. 


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