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First Bank ATM Transfer Limits

Want to learn what the first bank ATM transfer limits are? Stick around and read with me on this post while I show you what the first bank ATM transfer limits are.

The Automated Teller Machine (ATM) is a machine that has been programmed to process your transfer and withdrawal requests. They are usually at the entrance of most banks.

Even though the automated teller machines are similarly programmed, the amount you can withdraw at a go or transfer at once differs from bank to bank.

Most times, they set these limits in a bid to protect the interests of the customers. Also, to save the bank itself from illicit transactions. 

In case someone steals your ATM card and is trying to withdraw/transfer from your account, there is a limit to what they can do. This is to give the legitimate card owner ample time to do the needful.

Given that, there is a limit to the transactions you can perform on your first bank account via the automated teller machine.

What Is First Bank ATM Transfer Limit?

first bank atm transfer limit

First bank ATM transfer limit is a borderline that first bank place on your debit card to regulate the amount of money you can transfer from your account to your family, friends, and/or business partners.

The maximum amount you can transfer from your first bank account using the automated teller machine is four hundred thousand Naira only (#400,000).

To avoid this, First bank mobile app or internet banking platform which allows up to one million naira(#1,000,000) transfer daily. 

Or make an additional transfer using the bank’s USSD services. This allows a maximum of one hundred thousand Naira (#100,000) only for daily transfer.

Although, you can always walk into the bank to make a transfer of any amount you want, no matter how huge it is.

Well, that can be only possible if the bank is operating on the day and hour the need arises.

First Bank ATM Withdrawal Limit

Other than the ATM transfer being regulated, first bank also places a limit on the amount you may withdraw daily from the ATM.

The maximum amount you can withdraw from a first bank ATM is one hundred and fifty thousand Naira only (#150,000). That is, if you use Visa card, Verve card, or Naira MasterCard as your debit cards.

However, you will able to withdraw up to a three hundred thousand Naira only(#300,000) if you own a Platinum MasterCard.

Other Transactions You Can Carry Out on First Bank ATM

The uses or services that the automated teller machine offers is not limited to transfers and withdrawal only. With First Bank ATM, you can certainly do more any time, any day.. 

Other transactions you can carry out with ATMs include:

  • You can check your account balance irrespective of the type of account you run, be it current or savings account.
  • It is possible to check your previous transactions up to the eighth transaction that has recently occurred on your account. 
  • Payment of utility bills such as electricity bills, cable TV subscription, etc. 
  • You can recharge your lines also. This feature can be explored by users of MTN Ng, Glo, Airtel and Etisalat.


Here we are at the end of this little adventure. I trust that you have learned what the daily first bank ATM transfer limit is, and also the daily ATM withdrawal limit.

However, it is quite disappointing that after promising ease with this mode of accessible banking, you still have to visit the bank to make transfers of lump sums of money. And to request an increase in your transfer limit in case it is possible.

Although, you will not always have to experience days like that. Or you can just download the mobile app instead or register on the First Bank internet banking platform to make things easier for yourself. 

I wish you a wonderful banking experience using the ATM!

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