Want to learn how to pay back GTB quick credit loan in Nigeria?
GTB quick credit loan has come through for many earners who intend to settle some emergency debts or bills before the arrival of their salary by month-end.
The GTB quick credit loan allows for this with no stress. So, it is necessary to learn how to pay back GTB quick credit loan in Nigeria in stress-free ways.
Salary earners can now bank with Guaranty Trust Bank and get up to 50% upfront payment of their net salary. After successfully getting a loan from GTBank, how then do you pay it back?
Here’s how:
How To Pay Back GTB Quick Credit Loan In Nigeria
GTB quick credit can be paid back by dialing the required USSD code or via the mobile app.
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How To Pay Back GTB Quick Credit Loan In Nigeria Via USSD Code
The steps involved in paying back via GTBank USSD code include:
- Dial *737*0#
- Select “Replacement” which is the fourth option.
- Click on “Close Credit” which is the second option.
- Input your pin to authenticate the transaction.
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How To Pay Back GTB Quick Credit Loan In Nigeria Via GTBank Mobile App
Follow the steps below to pay back GTB quick credit loan via Mobile App include:
- Log in to your mobile app and enter your user ID and password. You can learn how to sign up on GTBank Mobile App here.
- Select “Quick Loan”.
- Click on “Salary Advance”.
- After this, click on “Repay Loan”.
- Input your pin to authenticate the transaction.
Within a very short period, a notification confirming the success of this transaction will be sent to you.
Moreso, since you made the transaction on your salary account, the repayment will be made automatically once your account is credited with your next salary.
The GTBank Quick Credit Loan
It is a payday loan service by GTBank made for salary earners and some selected non-salary earners.
The quick credit loan offers a minimum amount of #10,000, a maximum of #500,00 for non-salary earners, and #5million for salary earners.
The GTBank quick credit loan helps in unimaginable ways and there are several reasons why you should pick it over other loan services.
These include:
- The quick credit holds one of the lowest interest rates in Nigeria
- You get a tenor of 12 months for payback
- Comprehensive and better-informed details
- Simple and easy to get.
You can easily get a quick credit loan from GTBank by using the GTBank Mobile app, GTBank Internet Banking Platform, or the GTBank USSD Code for quick credit loan; *737*51*51#.
Eligibility For GTBank Quick Credit
To qualify for the GTBank quick credit loan, you must have an account with GTBank with a stable monthly salary of at least #20,000.
Also, there should be a satisfactory credit score with no unpaid obligations.
The GTBank Salary Advance Loan
This is a salary advance loan package specially made for salary earners that have bills to settle before the next salary comes in.
For a salary earner, you can not borrow more than 50% of your total salary net income. The features of the GTBank salary advance loan include:
- You get a loan up to half of your salary
- You have a tenor of 30 days which is renewable every month
- Monthly interest of only 1.75%
- It does not require any collateral
- A minimum loan request of #10,000 and a maximum of #5million
- Salary advance made available within 24 hours.
Final Thoughts
GTBank has lots of amazing offers for their customers and the quick credit loan is one of them. You can easily apply for loans with the bank as a salary earner or not.
We have elaborately discussed how to pay back GTBank quick credit loan in Nigeria together with other loan types like the salary advance loan.
Life is much easier with loan packages from GTBank.
